Generate APIs for Fintech
Integuru generates production-ready APIs for any financial platform using direct HTTP requests, covering payroll systems, bank portals, brokerages, and tax platforms that standard aggregation services cannot reach.
Platforms our fintech customers integrate with
Examples of platforms our fintech customers integrate with include Chase, ADP, Venmo, Fidelity, Bank of America, Gusto, American Express, Charles Schwab, Wells Fargo, SoFi, Robinhood, TurboTax, and eBay.
Response latency
Reliability rate
Monthly capacity per site
On-call maintenance
Why Do Fintech Integrations Fall Short?
Fintech products hit the same walls: aggregation APIs stop at read-only, official vendor programs take months to approve, and a long tail of platforms has no programmatic access at all. Integuru generates direct HTTP access for all three gaps.
Official APIs are gated
Most financial platforms require a formal partnership application before granting API access, with approval timelines that rarely align with product delivery.
Aggregation APIs only read
Banking aggregation services cover transaction and balance read-access, but stop short of payroll submission, brokerage order entry, and write operations on tax or insurance platforms.
Long-tail platforms have no API
A growing mix of regional banks, payroll systems, brokerages, lenders, and insurance portals has no programmatic access at all: not via aggregation services, not via a vendor program.
Partnership programs take months
Vendor partnership programs require application review, enterprise contract minimums, and compliance overhead. A team that closes a customer in Q3 cannot start that process in Q2.
How Does Integuru Compare to Aggregation APIs and Official Partnerships?
Integuru generates direct HTTP access in minutes, covering write operations and long-tail platforms that aggregation services skip entirely.
| Capability | Aggregation APIe.g. Plaid, MX, Finicity | Official Partnershipe.g. ADP Developer, Fidelity institutional API | InteguruDirect HTTP, any platform |
|---|---|---|---|
| Access type | Read-only (balance, transaction, account verification) | Read and write, within approved scope | Full read and write across any workflow the platform supports |
| Platform coverage | ~12,000 financial institutions for balance and transaction data only | One platform per approved partnership agreement | Any platform with a web interface, including payroll, brokerage, tax, and insurance portals |
| Write operations | Not supported | Partial, scope-limited | Full write access |
| Time to access | Days to weeks (developer account approval) | 3 to 6 months (application review and contract negotiation) | Under 20 minutes per platform |
| Payroll systems | Not covered | Partnership required per platform | Supported |
| Brokerage platforms | Not covered | Institutional access only, enterprise contracts required | Supported |
| Ongoing maintenance | Provider-managed; breaks require your team to debug | Your team maintains integration code | 24/7 on-call maintenance by Integuru on Production plans |
| Best suited for | Personal finance apps, lending underwriting, account verification | Large enterprises with dedicated partner relations teams and 6-month runways | Fintech products that need write access, long-tail platforms, or a faster path than a partnership program |
How Does Integuru Access Financial Platforms?
Integuru analyzes the HTTP requests that a platform's web interface makes, then generates production-ready API endpoints from those requests. The result is direct, low-latency access with a 99.9%+ reliability rate, without browser automation, RPA, or waiting on a vendor partnership program.
No Browser Involved
Direct HTTP requests without flaky RPA or browser automation mean fast, reliable, and high-throughput integrations.
Edge Case Coverage
Automatically covers different branching logic, states, and paths that appear in real usage.
Complete API Schemas
Full documentation of all request and response formats, with precise specifications for every field.
Authentication Support
We support complex authentication flows including session cookies, phone and email 2FA, and other verification steps.
Finance & Fintech Use Cases
From bank connectivity to payments workflows, Integuru powers critical features.
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How It Works
Go from website to working API in minutes.
Provide a URL and account
Share the website URL you want to integrate with. If authentication is required, provide account information securely.
Describe Your Integration
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Get Your API
We automatically generate production-ready APIs. Start making requests immediately with full documentation.
Common Questions About
Fintech API Integration
Answers to the questions fintech engineers and CTOs ask most
before getting started with Integuru.